The Danger of False Security Insurance is supposed to provide peace of mind. But here’s the problem: many Americans think they’re fully covered when they’re not. Being underinsured means you have insurance—but not enough of it to protect you in the event of a major claim. Whether it's your home, health, car, or life coverage, underinsuran

What Happens to Your Debt After You’re Gone? Student loans follow millions of Americans well into adulthood—and in many cases, even past life itself. If you’re one of the 43 million Americans with student debt, you’ve likely wondered: “If I die, will someone else be stuck with my student loans?” And can life insurance help protect the

Insurance Has Gone Digital — But Should You Trust It? In 2025, everything from banking to real estate is digital-first. Naturally, the insurance industry has followed suit, with dozens of online-only insurers offering fast quotes, paperless policies, and slick mobile apps. But when it comes to protecting your home, car, health, or life, many co

Insurance Isn’t Optional — But Doing It Wrong Is Expensive Getting your first car, renting your first apartment, or starting a family are exciting milestones. But they also come with a serious financial responsibility: insurance. Unfortunately, many first-time insurance buyers treat it like a formality—or worse, a waste of money. As a resul

Don’t Auto-Renew Without Asking These Questions Your insurance policy is up for renewal. You get the email, maybe a printed letter, and the new premium amount. You’re busy—so you think, “I’ll just let it renew.” Stop right there. Auto-renewal might be convenient, but it can also lead to missed discounts, outdated coverage, and overpa